Our Fees

Lanner Capital Schedule of defined services and corresponding monthly/annual fees

This document should be read in conjunction with your specific Client Agreement.

Our first introductory meeting is normally free of charge

All of our services are designed to provide our clients with independent advice, relevant to their situation.   Lanner Capital’s services are designed to be advice driven rather than product led.

General Advice – Regular Meetings

For our financial planners to be effective, they must have a full understanding of their client’s circumstances, expectations and their aspirations. We envisage a Financial Planner at Lanner Capital maintaining a long term relationship with the client and so it is essential that the Financial Planner is always available to schedule regular  meetings.  In this way, Lanner Capital aims to provide clients with the highest quality advice and to deliver exceptional service on an ongoing basis.

Lanner Capital’s commitment is to provide its clients with a professional wealth management service which ensures that they receive timely, high quality, objective and consistent advice. We want to define, meet and help our clients accomplish their long term financial goals. 

Most clients will wish to meet with their Financial Planner on a regular basis, using a structured format to review all aspects of their financial planning.    We encourage clients to take advantage of our services through regular meetings as we believe that they provide the most effective way of maximising our clients’ opportunities in an ever changing financial landscape.

If agreed with a client that working on a hourly fee basis is the preferred route then our hourly charges are as follows (excludes implementation fees):

Hourly fees
Position Amount
Director 350 ph
Adviser 275 ph
Paraplanner 130 ph

Hourly fees to be invoiced on a monthly basis and payable within 30 days. Where we introduce you to a third party (such as a lawyer or accountant), and you engage this party, their fees will be agreed between you and paid directly by you to them.
In addition to specific projects, Lanner Capital clients can choose from the following retainer options:

We also provide mortgage and lending advice, with a dedicated mortgage advisor. The cost of this service is based on a fee of 0.5% of the amount borrowed or an hourly charge of £275 (+ VAT), should the mortgage or lending contract not be finalised. For specialist lending cases including equity release, commercial, development and asset backed loans, we will charge a bespoke implementation fee which will be pre-agreed with the client.

Platinum Service:
  • Unlimited phone calls and emails with adviser
  • Quarterly meetings including investment summary and up to date valuations.
  • Following each meeting, you will be provided with a summary of the meeting together with a report detailing action points and outlining any new recommendations.
  • Updates to changes in tax legislation and other issues affecting general financial planning
  • Advice and ongoing review of existing policies already in place
  • Providing strategic updates to accountant and other professional advisors
  • Recommending and working with suitable professionals as other needs arise (ensuring that everyone on your financial team provides advice in a co-ordinated and professional way)
  • Fixed Project Implementation fees reduced from 3% to 1.25%
  • Monthly fee £550 + VAT per month
Gold service:
  • Unlimited phone calls and emails with adviser
  • 2 meetings per annum including investment summary and up to date valuations
  • Following each meeting, you will be provided with a summary of the meeting together with a report detailing action points and outlining any new recommendations.
  • Updates to changes in tax legislation and other issues affecting general financial planning
  • Providing strategic updates to accountant and other professional advisors
  • Fixed Project Implementation fees reduced from 3% to 2%
  • Monthly fee of £350 + VAT per month
Silver service:
  • Limited phone calls and emails with adviser up to 12 hours per annum
  • Annual meeting including investment summary and up to date valuations
  • Following this meeting, you will be provided with a summary of the meeting together with a report detailing action points and outlining any new recommendations.
  • Updates to changes in tax legislation and other issues affecting general financial planning
  • Providing strategic updates to accountant and other professional advisors
  • Monthly fee of £175 + VAT per month

We will also charge an annual management fee which covers all execution services in regard to policies/investments under our advice. The level of the fee will depend upon the size of funds under advice, whether pensions, investments or otherwise, as follows:

  • £0 to £500,000 - 0.75% per annum
  • Next £500,000 to £1m - 0.60% per annum
  • Balance Above £1 million - 0.40% per annum

Our foundation service commitment is as follows:-

The client will be allocated to a dedicated Financial Planner accessible by telephone or email plus access to a dedicated Administrator.  Your adviser will provide you with high quality, objective advice but will also act as your conduit to the skills and expertise of other services provided internally or externally.

Each annual review will incorporate an update of the client’s circumstances by means of the firm’s client questionnaire together with a review of the client’s attitude to investment risk and asset allocation.

Following each review meeting, the client will be provided with a summary of the meeting together with a report detailing action points and outlining any new recommendations.

In all cases, Lanner Capital will wish to take over the agencies of clients’ investments.  Where commission is already being drawn by a previous financial adviser, this will be cancelled for the benefit of the investor, whenever possible.

Project fees

Either from our regular service or as a standalone requirement, clients will require further help and advice from time to time that falls outside of the scope of implementation advice. Our specialist services and costs are listed below.

Fixed Project Fees (payable upon presentation of report)

  • Pension advice, including new set up and transfer - 3% (of amount invested)
  • Investment advice, including execution - 3% (of amount invested)
  • Insurance planning and protection review - £500.
  • Inheritance Tax planning report and advice - £1,000.
  • Pension consolidation report -  £750 for 1st pension, £ 250 thereafter.
  • Preparation of asset summary and report -  £500
  • Completion of financial disclosure in relation to a divorce settlement asset form (in conjunction with asset summary) - £250
  • Writing in Trust - £350
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